Pension Plans | Health Benefits | Additional Benefits

Gloucester County College offers a comprehensive benefits package designed to provide employees and their families, including domestic partners, with a broad range of employer and employee paid benefit options.

Pension Plans

Participation in the New Jersey State Pension System is a requirement of employment. GCC offers three pension options based on employee category.  Employees participate in Public Employees Retirement System (PERS), Defined Contribution Retirement Program (DCRP), or Alternate Benefit Program (ABP).

Division of Pension and Benefits
50 West State Street
PO Box 295
Trenton, NJ 08625-0295
(609) 292-7524
Contact Division of Pension and Benefits

Public Employee Retirement System (PERS)
The Public Employees Retirement System is a defined benefit plan available to full time employees. Employees participating in PERS are required to contribute a percentage of their base salary and the retirement benefit is based on a calculation.

Defined Contribution Retirement Plan (DCRP)
The Defined Contribution Retirement Program is a defined contribution plan available for eligible part time employees. Six investment carriers are authorized to provide investment options and service in the DCRP.  Employees contribute 5% of their base salary with a 3% employer match.  Eligibility in this plan requires a minimum salary of $5,000.

Alternate Benefit Plan (ABP)
The Alternate Benefit Program is a defined contribution plan that offers substantial opportunities for long term tax-deferred investment.  Six investment carriers are authorized to provide investment options and service under ABP.  Under this plan, employees contribute 5% of their base salary with an 8% employer match.

ABP Vendor Information
ING Life Insurance and Annuity Co.
Eric Seiferth
Robert Cole
The Hartford
Bernie Strout, CFP
  Met Life
Randy Warren
AXA Financial
Joseph Giles Jr.
Office: 732-606-8400
Cell: 732-773-9300
Chris Carrozza
609- 760-1204

Manuel Zavala


Group Life Insurance
Life Insurance is underwritten by the Prudential Insurance Company of America, Inc., and is provided as a result of pension membership. There is no cost to the member for this coverage. The State Treasurer is the official policyholder for all the Noncontributory Group Life Insurance, which is issued as Policy Number G-14800. For the amount of insurance provided to active employees by each retirement system, click here.


Member Benefits Online System (MBOS)
Utilize MBOS to:

  • Update your address
  • Check your balances and years of service
  • Change beneficiaries
  • Apply for  a Pension Loan
  • Purchase Service Credit
  • Retirement Estimate
  • Apply for Retirement

Health Benefits

GCC offers its employees several health insurance options through the NJ State Health Benefit Program as a local education employer. 
All employees are required to contribute to the cost of their health benefits under Chapter 78, P.L. 2011, click here

Union Employees:
If you are represented by a union contract, please refer to your contract for information on employee contributions. 

Non-represented Employees:
If you are a non-represented employee and were hired before June 28, 2011 you can use the calculator provided by the Division of Pensions and Benefits to calculate your contributions effective to 7/1/13 through 6/30/14, Phase 3 Calculator

For non-represented employees hired after June 27, 2011 you can use the calculator provided by the Division of Pensions and Benefits to calculate your contributions, Full Contributions Calculator 

For both calculators you will need to check the box in step 3 for “Prescription Drug coverage included with your SEHBP Medical Plan - Plans other than High Deductible Health Plans.

Employees can choose between both HMO and PPO plans.  The college offers plans through AETNA and NJ Direct. The prescription plan for all employees is through Express Scripts and dental insurance is offered through Delta Dental of New Jersey.

Aetna logo
Online Provider Directory
Member Handbook
  Horizon/NJ Direct logo
Online Provider Directory
Member Handbook
epress logo
Prescription Mail Form
Prescription Employee Handbook

delta dental logo
Group # 7350

Additional Benefits

Tuition Reimbursement/ Tuition Waiver

Lisa Carney
39 Broad St,
Woodbury, NJ 08096
(856) 848-2844 (phone)
(856) 848-0708 (fax)
Flexible Spending Accounts
The flexible spending program allows you to deduct pre-tax dollars which can be used for co-pays, deductibles, dental, vision, and dependent day care. The medical limit is $2,500 per year, and the day care limit is $5,000 per year

Employee Assistance Program (EAP)
Fran Milarta
1 (866) EAP – UBHC / 1 (866) 327 – 8242
GCC offers its employees an Employee Assistance Program (EAP).  This is a free and completely confidential service available to help employees manage issues in their work and personal lives.  EAP counselors provide assessment, support, and if needed referrals to additional services. The issues for which EAP provides support vary, but examples include:

  • Substance abuse
  • Safe working environment
  • Emotional distress
  • Major life events, including births, accidents, and deaths
  • Health care concerns
  • Financial or legal concerns
  • Family/personal relationship issues
  • Work relationship issues
  • Concerns about aging parents

ABCO Credit Union
Joseph Holden
GCC employees are eligible to participate in the ABCO Federal Credit Union. 

NJM Insurance Group
NJM Insurance Group offers several lines of personal insurance, including automobile, to residents of New Jersey and Pennsylvania. When asked about eligibility, choose the option that states you are currently employed by a member organization of the New Jersey Business & Industry Association. Our eligibility number is: 86076.

Liberty Mutual
Joseph Kelly
701 Rt. 73 South
Marlton, NJ 08053
(800) 539-6642 ext 51163